PATHWAY 04 · NAVIGATE · MEDICAID
Long-term care, waivers, and keeping coverage from lapsing.
Medicaid rules are set state by state, so the details change depending on where you live. This track tells you what to gather, what the words on the notices mean, and which office in your state to call.
Who to call
Your state Medicaid office, the Area Agency on Aging, or an ADRC (Aging and Disability Resource Center). For anything involving assets, transfers, or a house, an elder law attorney.
What information you need
Income and asset records — for long-term care, generally five years of them — plus a functional assessment scheduled through the state.
When to reach out
Long before care is needed if you can, and the day a renewal notice arrives. Coverage can lapse over unreturned paperwork.
How this helps you
It can pay for in-home help, adult day programs, or nursing home care that would otherwise fall entirely on the family.
Nothing here is legal advice, and we do not suggest strategies for arranging assets. Those questions belong with an elder law attorney or your state Medicaid office.
Before you read on
This pathway is informational and navigational only. It is not legal, medical, or financial advice, and we are not a government agency. We help you understand your paperwork and get you to the right free, qualified person.
Where are you in this right now?
Pick the one that sounds most like your week. You can change it at any time.